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Prosperous Credit Solutions
Prosperous Credit Solutions
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    • Second Chance
    • How It Works
    • Build Credit
    • FREE 15 Min Consultation
    • Affiliates
    • Member Login
  • Second Chance
  • How It Works
  • Build Credit
  • FREE 15 Min Consultation
  • Affiliates
  • Member Login

Frequently Asked Questions

Below you'll find answers to the questions we get asked the most. If you're not able to find the problem or answer you are looking for go to our Contact page and give us a call or email. We are ready to help you! 

Click on the questions to scroll down and see the answer!

  • How do I start?
  • How much does it cost?
  • Do you charge for credit reports?
  • Is upgrades ever needed?
  • How soon will I see results?
  • How many items do you dispute at a time?
  • How long will this program last?
  • Am I able to take a break?
  • May I cancel?
  • Is there a penalty when I cancel?
  • Do you offer any guarantees?
  • Do you offer a couples discount?
  • Do we have to be married to get the couples discount?
  • Can you help with outstanding debt?

How do I started?

You may Begin Your Free Consultation. You will receive a call and a welcome email with simple guidelines to get your credit report. 


When we have your reports, we will begin the audit, which can take 4-5 business days to complete.


Additional Info: How it Works


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How much does it cost?

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Credit Repair

List Price $1987

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Identity Protection

$29.99/mo

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Building Positive Credit

Secured Credit Cards: $200 up to $400

Credit Lines: $5000 up to $10,000

Trade Lines: 12,000 up to $20,000

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You can cancel whenever with no further commitment. Begin Now as a couple and make the most of our unique couple's pricing of 50% your spouses credit repair.


Additional Info: Simple Rate


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Do you charge for credit reports?

Get The Detailed Credit Reports for Experian, Equifax, and TransUnion at our cost for only $0. Getting the report will never hurt your scores. Upon sign up, we will help you get yours. 


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Is upgrades ever needed?

No. The $29.99 membership which actively monitors, gives you insight on changes made to your credit report, and non-credit related information.


Empowering you to see changes as they occur and act quickly if something unexpected happens. If we find or identify suspicious activity, we notify you.

We have your back when you need our help. If you ever become a victim of identity theft, our experts are here to personally help you get back on track and restore your identity.


Offering The Daily Score Alerts, Score Tracker, 3 Updated Credit Bureau Reports Every 30 Days. Fraud Monitoring, Credit Monitoring, Applications Monitoring, Internet Monitoring, SSN Monitoring. Up to $25k Identity Theft Insurance and Family Protection included at no cost. Also, if needed, Identity Theft Restoration Services all from a partnered company. Our Partner provides the financial peace of mind you need if you experience loss of funds or out of pocket expenses.


Additional Info: Prosperous Change


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How soon will I see results?

Our procedure is very proficient. We start quick and keep up a steady pace all through your participation.


On the off chance that you sign up today, we ought to have your first round of dispute letters out inside seven days. What's more, since the credit departments have 30 days to process the questions, you should see starting outcomes around a few months. On a progressing premise, you should get results every month you are in the program.


Back to Questions

How many items do you dispute at a time?

We dispute up to 15 items (up to 5 items for every agency) at regular intervals. 


Numerous organizations question far fewer items at a much more slow pace. Our calendar is intended to convey the ideal outcomes in the most limited time.


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How long will this program last?

Everybody's circumstance is extraordinary, yet the average client is with us for 6 to 9 months.


The length of the program relies upon the quantity of things that should be questioned, just as the responsiveness of the credit authorities. When you sign up we will give you a superior appraisal of your time span.


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Am I able to take a break?

Yes, We are not here to add worry to your life, or your spending limit. You may interruption continue with a call or email to us.


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May I cancel?

Simple. Let us know in your record or by email or telephone. 


Back to Questions

Is there a charge when I cancel

When you cancel, there are no more charges, no per diems, no curveballs.


Additional Info: Top Tier Support


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Do you offer any guarantees?

We offer a 180 day ensure. On the off chance that you have no results we will discount your cash in full. Nobody in our business can foresee a particular result. However, we can guarantee you that we will do everything conceivable to expand the probability of extraordinary outcomes.


Additional Info: Prosperous Guarantee 


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Is there a couples discount?

Indeed! 50% off for the second member!


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Do we have to be married to get the couples discount?

You don't need to be married to get the discount. If you live and pay together, we welcome you to join as a couple.


Back to Questions

Can you help with outstanding debt?

We generally test each record to decide the rightness of the revealing. However, our program doesn't give a solution for authentic debt.


Additional Info: What Prosperous Credit Solutions Will Do For You!


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Are you prepared to improve your credit?

We are prepared to assist you.

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